Formed in September 1989 by Equitable Bank, Far East Bank & Trust Co., Philippine National Bank and United Coconut Planters Bank, MegaLink became the first operational shared ATM network in the Philippines. It was launched on March 19, 1990 with shared resources of 88 ATMs, a base of 130,000 cardholders, and average of 200 transactions a day. 

Currently, MegaLink has 18 members with shared resources of over 3,000 ATMs, 17,000 POS terminals and 13.3 million cardholders while processing an average of more than 470,000 transactions daily. With the interconnection to BancNet and Expressnet, MegaLink cardholders have access to nearly 10,000 ATMs and more than 37,000 POS terminals nationwide.

Megalink is a shared electronic banking network owned and operated by member institutions. It's guiding principles are as follows; 

• The Corporation exists as a utility for its shareholders and active participants in its facilities and services. The Corporation shall structure its facilities and services to recover costs plus a premium to cover investments in capacity and service enhancements.
• The Corporation shall recognize and provide benefits to shareholders and active participants that contribute to the expansion of the network and other facilities of the Corporation.

Our Vision

We are the premiere service provider enabling electronic exchange of value among banks and all entities within and beyond Philippine borders.

Our Mission

To help members provide value to their customers and end-users, we enable the widest reach and richness of products and services in the business of transferring value while maintaining cost-efficient and reliable operations, through an electronic infrastructure of shared resources and alliances with strategic partners.

PROFESSIONALISM is the proficiency, competency and reliability in the work we do. It is demonstrated in the way a MegaLink employee is committed to the highest standards of business and work ethics to deliver outstanding quality or excellence in all aspects of individual and organizational performance.

FLEXIBILITY AND ADAPTABILITY is evolving and adjusting with change to maintain competitiveness to take advantage of opportunities in the environment. It involves being continuously introspect and reassessing the needs for change in the way we conduct ourselves and do business with others.

FAIRNESS  is giving what is rightfully due to an individual or entity through unprejudiced policies, objective evaluations and impartial courses of actions.

INTEGRITY is being honest, trustworthy, responsible and accountable in one’s words, actions and decisions to protect and promote the image and reputation of the organization.

INITIATIVE is being proactive and having the sense of concern and urgency in pursuing opportunities and turning them to realities. To achieve this, employees shall be empowered to make responsible decisions and actions.

TEAMWORK  is the commitment to work in synergy with others and focus on the good of the whole organization to reach a common goal. It requires each individual to contribute and share skills and resources in pursuit of shared objectives. It is cultivated by a workplace that fosters trust, respect and camaraderie.

SERVICE is the dedication to identify, listen, communicate, deliver products and services that meet and delight the expectations of both internal and external customers.